|Where can I find the Security Code?|
Visa, MasterCard, and Discover Users
card over and look at the signature box. You should see either
the entire 16-digit credit card number or just the last four
digits followed by a special 3-digit code. This 3-digit code is your
Card Security Code.
Express Credit Card Users
Look for the 4-digit code printed on the
front of your card just above and to the right of your main credit card
number. This 4-digit code is your Card Security Code.
|What is the Security Code?|
It is an important internet security feature that now appears on the back of most
Visa, MasterCard, and Discover credit cards, and on the front of American
Express cards. This new code is a three or four-digit number which
provides a cryptographic check of the information embossed on the card.
The security code helps validate that the customer placing the online order actually has the
credit card in his or her possession, and that the credit / debit card account
|How does my card's Security Code protect me? |
The security code is only printed the
card and it is not contained in the magnetic stripe information nor does
it appear on sales receipts or billing statements - you must have the card
in your possession in order to use this code. Card Security Codes are not raised,
so they are not scanned into standard credit card readers. In theory,
these numbers are only visible to you. When you give your Card Security
Code to a merchant, you assist the merchant in verifying that the order is
being placed by you, the card holder.
|Do I have to enter this Security Code? |
If this code is
printed on your card, YES, you must enter the code. Visa, MasterCard,
Discover, and American Express now require Internet stores to obtain the
security code for all cards that have a code printed on them. In order for
this transaction to be accepted and processed, you must enter this code -
this is done for your protection.